Zakat Calculator India 2026 — Calculate in INR

Calculate your annual Zakat on gold, silver, cash, and business assets. Live gold price fetched in INR.

How to Calculate Zakat

Enter your total cash savings and bank balances
Add the value of your gold (current market price used)
Enter silver, business stock, and money owed to you
Subtract any debts you owe
If net total exceeds Nisab, pay 2.5% as Zakat

Use the Interactive Zakat Calculator

Live gold price, automatic Nisab check, and detailed breakdown

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Nisab Values (India 2026)

Gold Nisab

87.48 grams of gold

~₹5.7 lakh at current prices

Silver Nisab

612.36 grams of silver

~₹42,000 at current prices

Zakat Rate

2.5%

of all zakatable wealth

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Frequently Asked Questions

What is Nisab for Zakat in India 2026?

Nisab is the minimum amount of wealth one must have before Zakat becomes obligatory. It equals the value of 87.48 grams of gold or 612.36 grams of silver. At current gold prices in India (~₹6,500/gram), Nisab is approximately ₹5.7 lakh.

How much Zakat do I pay on gold in India?

You pay 2.5% of the current market value of your gold if the total value of your assets exceeds Nisab. For example, if you have 100 grams of gold at ₹6,500/gram = ₹6,50,000 — Zakat = ₹16,250.

Is Zakat obligatory on savings accounts?

Yes, if your total net wealth (savings + gold + business assets minus debts) exceeds Nisab for one full lunar year (Hawl).

When is Zakat due?

Zakat is due annually (every Islamic lunar year — Hawl). Most Muslims pay during Ramadan for extra rewards.

What is the Zakat rate?

The Zakat rate is 2.5% (1/40th) of your total net zakatable wealth above Nisab.